WE ARE OPEN FOR BUSINESS!Westbrook Law Group is happy to announce we are fully open for business and are offering in-person consultations as well as continuing to offer phone and virtual options to ensure all clients receive the level of service they deserve in a setting they are comfortable with. Call today to schedule a free consultation!

St. Charles Chapter 7 Attorney

Westbrook Law Group focuses exclusively on bankruptcy law in Missouri and has the expertise and background to effectively evaluate your case and determine what type of bankruptcy, if any, would be most beneficial to you. If you’re facing bankruptcy and think you would benefit from filing a Chapter 7, call our St. Charles Chapter 7 bankruptcy lawyers today for a free case evaluation. With offices in St. Charles and Troy, when you choose Westbrook Law Group, you’ll always have an attorney nearby.

Chapter 7 Bankruptcy: The Basics

Chapter 7 Attorney
Unlike Chapter 13, Chapter 7 bankruptcies are referred to as “fresh start” bankruptcies because in Chapter 7 an honest debtor may receive a discharge of most of their debts and receive a financial fresh start. Debtors just need to first pass a bankruptcy means test. Some common types of debt that can be discharged in a Chapter 7 proceeding are:

The Automatic Stay: an Immediate Benefit

The most instantaneous benefit that people who file for bankruptcy enjoy is known as the “automatic stay“. The automatic stay is an injunction that occurs the moment that bankruptcy is filed that prevents creditors from trying to collect on the debt. The types of conduct that the stay prohibits creditors from engaging in are:

What Our Clients Say

“The whole bankruptcy experience was so easy and there was no stress while using the services of Westbrook Law. Brent and the whole staff was more than professional and friendly. I highly recommend if bankruptcy is your only option please give Brent Westbrook a Chance. No one works harder for you than them. Thank you Brent for getting me a fresh start again.”

Rating: 5/5 ⭐⭐⭐⭐⭐
Jim Beauchamp
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Call an Experienced St. Charles Chapter 7 Lawyer Today

Westbrook Law Group is here to help you move toward a brighter financial future. Our rates are reasonable and we will work with you to find a payment structure that meets your needs. We understand that our clients are facing financial difficulties and are flexible in our fees. Your initial consultation will be free of charge and you will meet directly with an experienced Chapter 7 attorney in St. Charles or Troy, MO who will evaluate your case and let you know what course of action would be best for you. To help our clients rebuild credit after bankruptcy, we offer 720CreditScore‘s credit program to all our clients free of charge! To schedule a free consultation, call us today at (636) 486-1122 or fill out our online case evaluation form, and a member of our staff will be in touch with you shortly.

Learn how to maintain your financial freedom after getting out of debt by creating a budget in 6 easy steps.