Bankruptcy

Bankruptcy Overview

People facing financial difficulties and considering bankruptcy often feel embarrassed or ashamed of the situation in which they find themselves. The word “bankruptcy” often carries with it many negative connotations, but the truth is that bankruptcy exists to allow people who have gotten into serious financial trouble an option through which they can restructure or discharge their debt in order to start over. This provides the debtor an option other than continuing to be in the cycle of debt where paying one debt often means falling behind on another.

At Westbrook Law Group, you will feel comfortable and understood, and we will guide you through the process and remove the confusion and overwhelming anxiety that has plagued many of our clients. We are here to help give you and your family a fresh start. We practice primarily in the areas of Chapter 7 and Chapter 13 bankruptcy. Please click one of the links below to learn more about the benefits of bankruptcy under each chapter.

• Chapter 7 – a fresh start. The debtor receives a discharge of all dischargeable debts in a Chapter 7 bankruptcy. Non-exempt property may be liquidated. It is critical to work with an experienced Chapter 7 Bankruptcy Attorney to maximize your exemptions and minimize the risk of any assets being liquidated.
• Chapter 13 – a reorganization bankruptcy. Filed by people who want to stop foreclosure, stop repossession, pay back taxes, keep their non-exempt property or are required to pay back a portion of their unsecured debt based on their disposable income.

Experienced Bankruptcy Attorneys Providing a Fresh Start
At Westbrook Law Group, you will receive one-on-one attention and have your case evaluated at no charge by an experienced bankruptcy attorney. Your initial consultation will be free, and all we need is a general understanding of your financial situation in order to make a recommendation. You do not need to bring any documentation to your initial consultation. In order to schedule your free case evaluation, contact us at (636)-486-1122 or fill out an online case evaluation.