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Tag : st. louis chapter 13 bankruptcy lawyer

Debt Discharge From St. Louis Chapter 13 Bankruptcy Attorney

Bankruptcy

In 2005, the bankruptcy laws were changed to make it more difficult for people declaring bankruptcy to file Chapter 7, which completely discharges many forms of debt. Rather, many people, wage earners especially, will be pushed in Chapter 13 bankruptcy which provides some relief but still requires some kind of repayment. As a St. Louis […]

St. Louis Chapter 13 Bankruptcy Attorney: What to Do About Student Loans?

Bankruptcy

As a St. Louis Chapter 13 bankruptcy attorney, more and more clients are coming in with student loan obligations they cannot pay back. College tuition is rising but job prospects for new graduates are very bleak causing student loan obligations to be untenable. Many people come in thinking these loans can be discharged in bankruptcy. […]

What are the Basics of Chapter 13 Bankruptcy?

Bankruptcy

Of the many forms of bankruptcy available in the United States the most commonly filed are Chapter 7 and Chapter 13 bankruptcies.  In certain cases bankruptcy can help people manage or even eliminate their debts as well as help provide a better financial future. Bankruptcy can stop foreclosure repossession, collection calls, and even lawsuits against […]

St. Louis Chapter 13 Bankruptcy Attorney: Can a Homeowner File Bankruptcy?

Bankruptcy

Many homeowners approaching a St. Louis Chapter 13 bankruptcy attorney worry that they will lose their home if they file for bankruptcy. In actuality, Chapter 13 bankruptcy can provide a way for people to stay in their homes while making payments more affordable. If you are facing a foreclosure because you are more than 90 […]

St. Louis Bankruptcy Lawyer: Bankruptcy Filings Down Nationwide

Bankruptcy

Numbers show that consumers filing Chapter 7 or Chapter 13 bankruptcy are down across the country. Nationally, about 20% fewer bankruptcies have been filed this year than in 2012, which some say is a sign that the economy is improving. Experts caution, however, that just because filings with a St. Louis bankruptcy lawyer are down […]

St. Louis Chapter 13 Bankruptcy Attorney: Beware of Debt Relief Scams

Bankruptcy

Many people will attempt to exhaust all options before contacting a St. Louis Chapter 13 bankruptcy attorney. This can include attempting to deal with creditors on their own, hoping to lower interest rates or monthly payments to more manageable levels. Similar to this, companies have sprung up which claim that they can get creditors to […]

Keeping Your Home in Chapter 13 Bankruptcy

Bankruptcy

When people are facing financial distress they often are concerned about whether they will be able to keep the things most important to them. If you have gotten behind on your bills you may be facing eviction, foreclosure on your home, repossession of your vehicle, or aggressive collection practices from credit card companies or other […]