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Tag : bankruptcy attorney

St. Louis Bankruptcy Attorney on Chapter 7 Eligibility


For many people, Chapter 7 bankruptcy is the preferred option for dealing with debt.  In this bankruptcy, unsecured debt is simply wiped away after any and all assets have been seized, liquidated, and the proceeds passed on to creditors.  However, since many people in dire financial situations simply have little in the way of assets, […]

St. Louis Bankruptcy Lawyer: Furniture Brands May Face Bankruptcy


St. Louis-based Furniture Brands International, Inc. may face bankruptcy, according to some analysts. The company has faced losses every year since 2007 and was especially hard hit by the housing market collapse in 2008. Because home furnishings are so closely tied with the housing market, if the housing market is down it depresses demand for […]

Bankruptcy can Happen to Anyone


If you are considering filing for bankruptcy, you may be having feelings of guilt or failure. Don’t. Bankruptcy can happen to anyone, regardless of their work ethic or their financial planning. Often, unanticipated events in life, work, or in the market can have disastrous effects on a person’s financial situation, leaving obligations and liabilities that […]

The Means Test and What it Means to Consumers


The most common types of consumer bankruptcies filed are Chapter 7 or Chapter 13 bankruptcies. Chapter 7 bankruptcies are also known as liquidation bankruptcies, under which a consumer’s non-exempt assets are liquidated and the proceeds used to pay off creditors. Most unsecured debts that are unable to be paid after the liquidation are discharged, and […]

Bankruptcy Basics – The Fraudulent Transfer


When an individual is considering filing for bankruptcy, some people may be tempted to try and either transfer property to another or to “rack up” purchases through credit cards prior to filing bankruptcy. After all, all credit card debt is discharged in bankruptcy, right? The bankruptcy code has a mechanism by which to deal with […]