Some people choose to use a bankruptcy petition preparer instead of a St. Louis bankruptcy attorney for their filing. They do this because a petition preparer is cheaper. The filer might believe they are getting the same service at a discounted price, but this is not the case. The petition preparer has strict limitations on […]
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Tax debt can be extremely problematic for individuals. Owing Uncle Sam threatens not only a person’s bank account but also their freedom. But when a person faces overwhelming tax debt, they often find that bankruptcy is not an option. However, there are exceptions to this that may allow a person to discharge this tax debt.
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A woman in Kansas City has won an $83,000,000 verdict against a debt collection company for unfair debt collection practices. The woman was sued over a $1,000 credit card bill. Unfortunately for the debt collection company, this debt wasn’t hers. The company pursued her for 15 months in order to collect this debt. A judge
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Former students of Corinthian Colleges are calling for help after the for-profit university system declared bankruptcy. Many of these students (both current and former) allege that Corinthian misrepresented job placement stats and other information necessary to evaluate the worth of their degree. Lawmakers across the country are investigating whether Corinthian specifically targeted a specific type
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Many credit counseling companies run ads on TV claiming that they can reduce your payments or negotiate debts without the consumer filing bankruptcy. This sounds attractive to many people because they think it will help them get their debt under control without going through the bankruptcy process. What many consumers find, however, is that the
For older Americans in debt, the thought of filing bankruptcy and losing their retirement accounts is terrifying. These people have worked their entire lives saving to enjoy their golden years and worry that an unexpected illness or job loss may derail years of planning. Fortunately, retirement accounts are generally exempt from bankruptcy. Therefore if you
Some people hesitate to contact a bankruptcy attorney out of fear. They may have heard thing such as their credit will be forever ruined, they won’t be able to get a mortgage, and more that gives them great fear. What they often find, however, is that bankruptcy is not as bad as they think and
All of us understand that we should be saving money. Whether we are saving for retirement, saving for our children’s college fund, or just saving for a rainy day, all of us know that you can never have a large enough nest egg. Unfortunately, it can be almost impossible for people to find extra money
Some people think that a St. Louis Bankruptcy Lawyer only provides debt relief. While this is obviously an important part of the job, really it is more about providing stress relief to clients. Many of these people have struggled with debt for months, or even years, thinking there were no options in dealing with these
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Under Chapter 13 bankruptcy, you and your St. Louis Chapter 13 Bankruptcy Attorney will set up a repayment plan that lasts between 3-5 years. During that time, you will make payments to the bankruptcy trustee who will disperse that amount in pro rata shares to your creditors. But many people wonder: what happens when this
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When a person files bankruptcy in Missouri, they will be required to pay the filing fee for their case. This fee covers the administrative costs associated with the filing. These fees are $306 for Chapter 7 and $281 for Chapter 13. A St. Louis Bankruptcy Lawyer can discuss these fees with you, along with other
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A common question that clients have for their St. Louis Chapter 13 Lawyer is, how long will my Chapter 13 repayment period last? The answer depends on your monthly income and your ability to repay your debt. In general, these bankruptcies last between 3-5 years. Depending your circumstances, it may be preferable to complete the
St. Louis Chapter 13 Lawyer: How Long will my Chapter 13 Last? Read More »
We are a debt relief agency. We help people file for bankruptcy relief under
the Bankruptcy Code.
