St. Charles Archives | Westbrook Law Group

Should I Consolidate Debt Instead of Using a St. Louis Bankruptcy Attorney?

There are many ads for debt consolidation services that promise to help a person get their debts in order and even lower monthly payments. They are touted as an alternative to bankruptcy, allowing a person to get current on their bills while keeping their credit intact. Before speaking with one of these companies, speak with

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Examining the Effectiveness of Bankruptcy Reform

Ten years ago this October, Congress passed a major overhaul of the bankruptcy code. Called the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), it was an effort to curb what lawmakers deemed “abuses” of the bankruptcy system. A decade later, the effectiveness of this law is difficult to measure. As a bankruptcy

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