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Category : Chapter 13

Should I File For Bankruptcy Or Divorce First?

Bankruptcy, Chapter 13, Chapter 7, divorce

Many people may be lead to filing for bankruptcy because of a divorce or impending divorce. However, they may not consider if it is more beneficial to file for bankruptcy or divorce first. By taking some steps to plan your actions, you may be able to make your bankruptcy and possibly your divorce less complicated. […]

What To Expect For Bankruptcy Filing Fees

Bankruptcy, Chapter 13, Chapter 7

Many people worry that even if they want to file for bankruptcy, there is no way they can afford to. While there are bankruptcy filing fees and other fees associated with bankruptcy, but there are ways to work with the courts to make it possible should you choose that path. There is usually a filing fee […]

Rebuilding Your Credit After Bankruptcy

Bankruptcy, Chapter 13, Chapter 7, Missouri

After you’ve filed for bankruptcy and finished the process, you can start to look toward the future. You need to take steps to rebuilding your credit. Although it may be difficult, it is not impossible. It may be like getting your first job in some ways. Although you had no experience, you finally did get […]

Nondischargeable Debts

Bankruptcy, Chapter 13, Chapter 7, Missouri

Although many debts are dischargeable when a person files bankruptcy, the U.S. Bankruptcy Code lists many debts that remain nondischargeable debts. These debts either come from improper behavior of some type or are nondischargeable because of the nature of the debt. In very rare cases, these debts may be dischargeable. However in most cases, a […]

What Happens When Chapter 13 Bankruptcy Concludes?

Chapter 13, St. Charles, Troy

For some debtors, Chapter 13 bankruptcy is a better option than Chapter 7. In Chapter 13, a debtor repays a portion of their debts over a period of time (typically 3-5 years) and in exchange they get to keep all their assets. For homeowners and other people with significant assets, this can be a major […]

Can I File Chapter 7 More than Once?

Chapter 13, Chapter 7, MO

Chapter 7 bankruptcy allows an individual to discharge their debts and get a fresh start on life. There are times, however, when a person runs into debt problems again and needs to file again. There is no limit on the number of times a person can file this type of bankruptcy, but there are certain […]

Can Bankruptcy Save my Home?

Chapter 13, St. Louis

Facing foreclosure is one of the most difficult experiences a person can face. When someone is threatened with the loss of their home, they will do just about anything to try to save it. Fortunately, the homeowner has options available under Chapter 13 to stop foreclosure and keep a person in the home. If you […]

St. Louis Chapter 13 Bankruptcy Attorney: What Happens at the End of Chapter 13?

Bankruptcy, Chapter 13, St. Louis

Under Chapter 13 bankruptcy, you and your St. Louis Chapter 13 Bankruptcy Attorney will set up a repayment plan that lasts between 3-5 years. During that time, you will make payments to the bankruptcy trustee who will disperse that amount in pro rata shares to your creditors. But many people wonder: what happens when this […]

St. Louis Chapter 13 Lawyer: How Long will my Chapter 13 Last?

Bankruptcy, Chapter 13, St. Louis

A common question that clients have for their St. Louis Chapter 13 Lawyer is, how long will my Chapter 13 repayment period last? The answer depends on your monthly income and your ability to repay your debt. In general, these bankruptcies last between 3-5 years. Depending your circumstances, it may be preferable to complete the […]

Paying for a St. Louis Chapter 13 Bankruptcy Attorney

Bankruptcy, Chapter 13, St. Louis

When filing Chapter 13, some people worry that they will need to have several thousands of dollars up front to pay for their attorney. They worry that they may fall behind on other payments or not be able to meet their monthly payments because attorney’s fees will gobble up the money they have saved. Fortunately, […]