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Category : Bankruptcy

Reaffirmation Of A Debt

Bankruptcy, debt collection, Missouri

An agreement between a creditor and a debtor agreeing to be liable and continue to pay money owed even after a bankruptcy proceeding has concluded is known as reaffirmation. Usually, you do not want to reaffirm an old debt, especially in bankruptcy. Despite this, creditors encourage reaffirmation before and during a bankruptcy because they know […]

Understanding Discharge In Bankruptcy

Bankruptcy, Chapter 7, debt collection, Missouri

If you are considering bankruptcy, you should learn as much as you can before beginning the process in order to make an informed decision. A key reason many seek out bankruptcy, is to discharge any outstanding debts they may carry. When you file a chapter 7 petition, the goal is to discharge most of the […]

Where Customer Data Goes In Bankruptcy

Bankruptcy, Missouri

Over the years some companies thrive, while others that may have once thrived, fail. Some failing companies declare bankruptcy as a means to close up their company. Don’t be too quick to think this doesn’t affect you, as their customer. It is important to be an informed consumer and understand what happens to your customer data in such […]

Making only Minimum Payments on a Credit Card

Bankruptcy, St. Charles, St. Louis

Some people think that they are doing a good job with their credit card by only paying the minimum each month. While it’s true that this will keep a person current each month, it also means that a debtor will pay the maximum amount of interest possible. If they are able, a debtor should pay […]

Should I Reaffirm Debt in Chapter 7?

Bankruptcy, Chapter 7

One question many people have regarding Chapter 7 bankruptcy is about reaffirming debt. When a person has an asset that they would otherwise lose, they may be tempted to reaffirm the debt in order to keep this particular asset. In general, this is a decision that should be very carefully considered. There is no single […]

Priority Debt Explained by a St. Louis Chapter 13 Bankruptcy Attorney


When a person files Chapter 13 bankruptcy, the trustee will examine their debts for what is known as “priority debt.” These are debts which, by law, cannot be reduced in bankruptcy. They include:

The Importance of Annually Checking your Credit Report

Bankruptcy, St. Charles, St. Louis

Our credit scores are often something we don’t think about until it is time to make a major purchase. This is especially true for someone who is deep in debt and knows their credit score is not as good as it could be. Unfortunately, if there is an error or incorrect information that is bringing […]

Are Back-Taxes dischargeable in Bankruptcy?

Bankruptcy, St. Charles, St. Louis

As we enter March and people finalize their taxes, some may worry about the tax bill they owe. It can be extremely daunting to owe Uncle Sam a large tax bill, knowing that this bill could result in substantial fines and even potentially jail time if unpaid. They may turn to a bankruptcy attorney, hoping […]

How do I Discharge Student Loans with a St. Louis Bankruptcy Lawyer?

Bankruptcy, St. Louis

One of the biggest debt problems in our country involves student loans. Recently, the total amount of student loans passed $1 trillion. While the economy is improving, the unemployment rate is still extremely high for young people. This has caused many recent college graduates to ask a St. Louis Bankruptcy Lawyer about discharging these loans […]

Strategies for Repaying Debt from a St. Louis Bankruptcy Lawyer

Bankruptcy, St. Louis

When a person has overwhelming amounts of debt, it can seem almost impossible to get caught up. Fortunately, there are certain strategies that a person can employ that will help them attack their debt and potentially get caught up. As a St. Louis Bankruptcy Lawyer, there are several strategies a person can use, but one […]