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As we shop for our loved ones this holiday seasons, it is important for families not to go overboard. We all want to buy lavish gifts to show our loved ones just how much they mean to us, but it is important to keep a budget and stick to it. There is no reason to go into serious debt just for a single holiday. Instead, focus on spending time with your loved ones and buying small, heartfelt items that will mean just as much to your family.
Many of use equate the cost of gift with how much we love a particular family member. Therefore we think we need to buy expensive jewelry for our wife or mother, expensive video games or iPads for our husbands or kids, etc. We think that they’ll be offended if we don’t spend wildly for their gift. The truth is that our family members won’t even remember the gifts they’ve gotten come next year, so don’t worry if your gifts seem modest.
Another trap that people fall into is to buy hot items for the holidays or to try to “keep up with the Joneses” and ensure that their family has the latest, newest stuff. This is fine if you can afford it. But if you have to stretch your budget to accommodate those items, then don’t buy them. Christmas is about more than material possessions that will be old news before the summer.
Christmas can push many people into debt problems. If you have found yourself deep in debt due to the holidays, Westbrook Law Group can help. We have substantial experience helping people with overwhelming debt and will find the right solution for your issue. If you are in Troy or St. Charles, we have an office to serve you. For a free consultation, contact Westbrook Law Group right away.